Remington Financial Group

Since 1993 Remington Financial Group has built a successful track record of closing the most challenging debt, mezzanine, and equity capital transactions. Our clients receive the best access to commercial capital. We have strong connections to hundreds of actively-lending funding sources across the capital stack. The experienced team at Remington develops and executes financial structures that turn problematic transactions into closings.

Remington Financial Group has:

1. The most effective and connected Capital Markets Group that finds new alternatives to traditional bank financing.
2. Global capabilities, with minimum loan amounts of $500,000 in the US and $5,000,000 for international transactions.
3. An experienced and innovative advisory service team with the highest integrity and your best access to commercial capital.

Contact us today to find out how Remington Financial Group can make your next transaction a success.

We’re your best access to commercial capital.
480.905.3239
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With its small loan service, Remington Financial Group began acquisition funding to secure buying retail property in the Raleigh, North Carolina market. Because of their ability to acquire funding for very difficult deals, the principal engaged Remington Financial Group to obtain funding for their first commercial investment property.

The individual borrowing the funds had a low credit score, no experience, and little overall net worth. A substantial real estate property had a sales contract at a very competitive price, though. Remington Financial Group was able to settle the deal due to the properties strength and the borrower’s seemingly good insight throughout the financial stage of the process. As a result, Remington structured $960,000 senior and mezzanine financing which represented a 95 percent LTV when combined with the seller financing which occupied a third mortgage position. A combined rate of 7 was used to supply senior and mezzanine financing. 3/4 spread over a period of seven years as well as 25 year amortization.

In the commercial capital world there are mortgages and there are commercial real estate loans. The key difference is that a mortgage is simply to buy the property, yet the commercial real estate loans that can be obtained can encompass so much more. Some of the possibilities are in the improvements of the property, advancements in the grounds, and even in the renovations of the property itself to suit the needs of the company. This can be a number of factors that can equal out to a large loan where the mortgage is just a smaller portion of the overall whole.

This is where many commercial real estate loans are set up through financing firms that deal with the base mortgage and also provide a larger loan to the company. This is to help the company launch into the market from the building and not have to deal with additional loans to get the building up to specs. The huge advantage that the firms see is that this helps in the purchase of buildings that are appealing, but have areas that are in need of work. In simple terms, it makes a sale and also makes a commitment to the firm from a company that needs their services.

The commercial real estate loans can make the jump from a small office building into a complex possible. This is all based on what method the loan is obtained and what the overall criteria are for the loan itself. In many cases the commercial real estate loans are reviewed by representation from the company to ensure that it is fair for them and something that will be possible for them to meet.

For commercial real estate loans of this size, there is a large of money that is fronted and they are usually set up for a long period of time. In most cases they could be seen as a mortgage, except that they amounts of the payments are larger and the company is usually bound to pay it in a shorter timeframe than that of a residential property. Part of this is due to the expense that has been put into making this purchase a reality, and the other part is that a company can easily make more than most individuals or families can. This is also why commercial real estate loans are devoted to more than just the purchase of the property.

The one area that shows success in the commercial world is the location and if that location is owned by the business that is being viewed. Some companies will rent with no intent of ever owning. There are others that will seek out commercial real estate loans for the best one and will anchor down with a piece of property. This is an ambition of many companies that seek to show stability and success.

The commercial real estate loans can also make it possible for the company to get further in the plus as the payments on the property also have a bearing on the worth of the company. This is a huge factor in a company that is seeking to maintain their location or have the need to expand upon their existing location. Some places have called a location home for so long that the purchase of the property is the next logical step. In many cases this is due to the association that the region has with the company and the building. This is more paramount with companies that have established a long standing image and the location is part of the base image that they have created.

One can see where commercial real estate loans can help a company establish a headquarters and not be throwing money into a void that is commonly referred to as rent. The other advantage is that both the interest on the commercial real estate loans and the property itself are tax write offs for the company. This can off set the interest that is paid in the course of the loan and also be help in the growth of the company as that is additional revenue that can be used in other areas.

Some have seen commercial real estate loans as simply a mortgage, yet this is not always the case as there are additional factors that can be tied into the loan to help improve the property. Some of these can be the increasing of the power level of the property or in the improvements of the overall stability of the location itself. This has been an added motivation for companies that have considered commercial real estate loans and have wanted to see what could be and if it was for them.